Era Capital Management LLC

Retirement Planning

Expert Advice on 401(k)s and IRAs

We’ll help you maneuver the rules and regulations that govern Traditional IRAs, Roth IRAs, SEP IRAs, SIMPLE IRAs and Defined Contribution plans including 401(k)s

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How much money will you need to retire comfortably? Will your money last throughout your retirement? Do you have a plan? Era Capital Management can help you project the amount you may need to save towards your goal and plot your next steps.

Accumulation Strategies

A proactive accumulation plan is essential to building wealth for retirement. To create a sizable retirement nest egg it starts with your regular contributions. Generally, the goal is to keep funds invested, reinvest income and capital gains, and have these compound for as long as possible.

Distribution Planning 

When approaching or entering retirement, IRA distribution planning is crucial because of the many tax-sensitive decisions a withdrawal strategy entails. A withdrawal strategy aims to help provide you with the income you need, minimize the effects of taxes, and keep your investment mix diversified and in line with your personal situation..

401(k) Rollovers

When you are ready to retire or change jobs you may consider rolling over your 401(k) assets to a Rollover IRA. IRAs offer more freedom to choose from a larger universe of investments, management styles and provide heirs with more flexible payout options than qualified plans..

Roth IRA Conversions

If you are evaluating whether a Roth IRA conversion will make tax sense usually depends on your income tax rate for a given year. During low earning years choosing to take advantage of lower tax rates presents an opportunity to convert Traditional IRA funds to a Roth IRA.

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Era Capital Management LLC is a registered investment advisor in the State of Washington and located in Kennewick, WA. Era Capital Management LLC provides fee-only portfolio management. The adviser may not transact business in states where it is not appropriately registered, excluded or exempted from registration. Individualized responses to persons that involve either the effecting of transaction in securities, or the rendering of personalized investment advice for compensation, will not be made without registration or exemption. Era Capital Management LLC disclosure statement Form ADV Part, 2(A)(B) is provided to clients of the firm. Others may obtain Form ADV, Part 2(A)(B) upon written request.

The information contained in this web site is for general information purposes only and is intended only for those persons residing in the United States of America. The web site does not constitute an offer to sell investment advisory services, and is not intended as advice.


Era Capital Management LLC is an independent investment advisor. Era Capital Management does not receive compensation from any source for directing the purchase or sale of any security or product. Our only sources of compensation are fees paid by clients.

Before investing please consult your tax professional or attorney to determine which accounts, strategies or methods are appropriate for you.


Keep in mind that investing involves risk. The value of your investment will fluctuate over time and you may gain or lose money. No strategy can assure success and is not guaranteed