Personal Finance

Six investment products you should avoid

Six investment products you should avoid Today there are a tremendous amount of investment options and products available that have no place being in the average person's portfolio. Slick marketing strategies lure unsuspecting people toward these highly engineered products and not even the person selling it understands completely. Investing is confusing enough and for most investors it's best to keep things simple.  The key similarity [...]

By |2019-01-10T15:27:28-07:00January 10th, 2019|

Avoid costly tiered investment advisory fee models

Avoid costly tiered investment advisory fee models Not all financial advisors are created equal. Many of the nationally known investment firms use tiered fee structures which could be costly over time. When I get the opportunity to meet with new clients and review their current portfolios I'm often troubled by the sneaky ways clients end up being charged more than I think they should. A [...]

By |2018-04-18T19:13:32-07:00April 18th, 2018|

Is diversification enough anymore?

Is diversification enough anymore? Originally published in Business Pulse Magazine Winter 2017 issue. It is of common belief that diversification is seen as the only free lunch for investors. It’s an easy concept for clients to grasp, a simple tool to implement. And many financial advisors have steadfastly used it for decades as their primary tool in avoiding concentrated risk [...]

By |2018-08-08T15:20:14-07:00February 10th, 2017|

Crucial difference between an advisor and a manager

Crucial difference between an advisor and a manager Originally published in Business Pulse Magazine Summer 2016 issue. As an investment professional I'm often referred to as a financial advisor, which is accurate – though only in certain ways. The term financial advisor is not my favorite and I seek to avoid using it as much as possible. The problem [...]

By |2018-02-05T17:42:13-07:00August 1st, 2016|

Quarterly household investment summary

Quarterly household investment summary A year in the making and finally ready for prime time. I’ve spent a lot of time thinking and conceptualizing how I can communicate regularly to you and other clients in a way that’s meaningful. I’m excited that I can now give you relevant information without asking you to lift a finger. That’s my job. [...]

By |2019-03-14T10:38:49-07:00May 7th, 2016|

Divesting of fossil fuel-related opportunities is hogwash

Divesting of fossil fuel-related opportunities is hogwash Read my column in the Winter 2015 Business Pulse Magazine. An environmental movement that is gaining traction suggests divesting large-investment portfolios from owning fossil fuel-related companies. Across the nation, especially many universities and their boards watching over foundations (such as WWU’s right here in Bellingham) and endowment funds have experienced pressure to make [...]

By |2018-02-05T17:48:13-07:00January 11th, 2016|

Advantages of fee-only advisors

Advantages of fee-only advisors Read my column in the Fall 2015 Business Pulse Magazine. I understand that researching investments is not an easy task and your time is more valuable elsewhere, therefore you choose to hire someone to do it on your behalf. The decision to hire a financial advisor brings a whole new set of questions to the [...]

By |2018-08-08T15:19:48-07:00October 7th, 2015|

Investing and emotions… they don’t mix.

Investing and emotions... they don't mix. In this summers issue of the Business Pulse Magazine I wrote a feature explaining in part my Strategic Growth Opportunities model and how it is designs to take advantage of investors emotions. Read the excerpt below or click image to find the full article. Do you wish you’d bought a house four or five [...]

By |2018-02-05T17:49:02-07:00July 6th, 2015|

2020 Vision, Business Pulse Magazine

Say goodbye to 2014 and hello to 2015. We reflect on the year but even more importantly we look at what lies ahead. As featured in this winters (2015) edition of Business Pulse Magazine I was asked to envision the future of the investment services industry. Technologically speaking the changes that take place in the next five years will equal that of the last [...]

By |2018-02-05T17:51:15-07:00December 29th, 2014|

Strategic Growth Opportunities

Strategic Growth Opportunities In our efforts to innovate and provide new alternatives to clients we introduce our newest strategy under development; the Strategic Growth Opportunities (SGO) portfolio. Like our other strategies this one is data driven and process orientated as well. We use the same data set currently running our Rule 33 risk management system but have learned of [...]

By |2017-11-17T11:17:35-07:00November 4th, 2014|

Get a free portfolio review

See what makes us different.
Request an Appointment
Or call us at 509-559-6229